DIF are an independent finance brokerage. With access to over 20 funding houses we are your one stop shop for commercial finance. We have over 30 years experience in arranging finance for companies large and small.
Invoice Factoring, you issue your invoices as normal; the factoring company manage the issuing of statements and collect the monies owed to you. Factoring is primarily for smaller businesses who do not have a large finance department and who may have customers who don't always pay on time. In effect, the factoring company become your credit control service. Advancing up to 85% of the value of your invoices.
Single invoice finance facilities are generally not as indiscreet as a full factoring service. A business will enjoy greater financial flexibility picking and choosing which invoices to factor, using the invoice funding service as when required.
Most single invoice finance agreements don't have clauses that would lock you in and generally there are no "break fees" when you leave a single invoice contract. Your business remains in control of its ledger and collection. In the main single invoice finance companies do not come in between the business and its customers. Even so you can often still release up to 95% of the invoice value.
Direct Invoice Finance is a trading name of Direct Commercial Finance Group
Invoice Discounting allows you to receive up to 85% of the money you're owed within 24 hours of submitting an invoice. The discounting company advance monies against the invoice without your customer knowing. Discounting is generally aimed at larger businesses (typically above £1m annual turnover). Your customers need never know that you're using this services.
Asset finance allows you to raise capital against something you are looking to purchase, or even something you currently own
We can offer straightforward lease and hire purchase, suitable for most businesses, Sale and leaseback to release capital without disrupting your operations and operating leases. We have worked in the asset finance industry for over 10 years and helped a vast amount of companies from blue chip's to the corner shop. We understand that every single business is different and we work with you to assist in the growth of your company.
In a nut shell, credit insurance can look to cover a business' entire turnover – alternatively you can also look to cover just your key accounts or exceptional losses. DCF Group has a dedicated credit insurance department allowing us to give us expert advice on the options available to your business. We can also offer specialist tailored credit insurance solutions for companies involved in e-commerce or markets. So, whatever your specific business requirements, we'll be able to offer credit insurance that covers what's most important to you.